Privacy Policy

Last updated: September 5, 2026

This Privacy Policy explains how Paylinium, as Service Provider, processes personal data when you use EasyCardNow, contact support, complete onboarding or use supported services.

1. Controller and contact

Paylinium
Harju maakond, Tallinn, Põhja-Tallinna linnaosa, Sõle tn 61a-5, 10313, Estonia
support@paylinium.com

2. Data we may collect

Depending on the service, we may process name, email, telephone number, address, date/place of birth, citizenship, identity-document details, financial account information, PEP status, business and beneficial-owner information, source-of-funds information, transaction details, IP address, browser/device information and usage data.

For KYC and fraud prevention, information may be received from specialist third-party providers, including identity-document images, facial photographs, verification results, sanctions/PEP information and relevant risk indicators.

3. Purposes and legal bases

Data may be processed to provide services, verify identity, comply with AML/KYC and other legal duties, prevent fraud, execute transactions, provide support, secure systems, improve services and pursue legitimate interests. Where consent is required, it will be requested separately.

4. Sharing

Data may be shared with hosting and technology providers, KYC and fraud-prevention providers, payment and card partners, professional advisers, auditors and authorities where required or permitted by law. Some recipients may act as independent controllers.

5. International transfers

Personal data may be transferred outside the EEA where necessary. Appropriate safeguards may include European Commission Standard Contractual Clauses or another lawful transfer mechanism.

6. Retention

Website analytics data may be retained for up to one year in identifiable form. Service communications may be retained for up to ten months for service-quality purposes. Other customer data may be retained while an account is active and for up to ten years afterwards where required for legal, compliance or legitimate-interest purposes.

7. Cookies and similar technologies

We may use cookies, pixels, JavaScript and similar technologies for essential functionality, security, analytics and service improvement. Specific cookie choices depend on the technologies enabled on the website.

8. Automated processing

Automated tools may assist with recommendations, fraud alerts, compliance controls or support functions. Where legally required, appropriate safeguards and human review rights apply.

9. Your rights

Depending on your jurisdiction, you may have rights to access, correct, erase, restrict or object to processing, receive data portability, withdraw consent and lodge a complaint with a competent supervisory authority. Requests can be sent to support@paylinium.com.

10. Changes

This Policy may be updated to reflect legal, technical or service changes. The latest version will be published on the website.